Terms of Service

Effective Date: July 30, 2025

Website: paperandpurposecoach.com
Owner/Operator: Kristy Lyon DBA Paper & Purpose Virtual Career Coach

1. Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, do not use our website or services.

2. Description of Services

We provide a platform that allows users to book, sell, or manage services. Our website acts as a venue for service providers and customers to connect, communicate, and transact.

3. User Accounts

To access certain features, you must create an account and provide accurate, complete, and updated information. You are responsible for:

• Maintaining the confidentiality of your login credentials

• All activity that occurs under your account

• Immediately notifying us of any unauthorized use

We reserve the right to suspend or terminate your account at our discretion.

4. User Responsibilities

As a user of our platform, you agree not to:

• Violate any applicable laws or regulations

• Post false, misleading, or fraudulent information

• Use the platform for any illegal or unauthorized purpose

• Interfere with or disrupt the integrity or performance of our services

• Infringe upon the intellectual property or privacy rights of others

5. Payment and Fees

Payment terms vary depending on whether you are a buyer or service provider. By using our services:

• You agree to pay all applicable fees, charges, and taxes

• All transactions are processed through secure third-party payment providers

• We reserve the right to change our pricing and fees at any time, with reasonable notice

Service providers are responsible for determining their own prices and are subject to service or commission fees, where applicable.

6. Cancellation and Refund Policy

Refunds or cancellations are subject to the terms agreed upon between the buyer and service provider. Our platform may mediate disputes at our discretion but is not responsible for resolving conflicts.

7. Intellectual Property

All content on this website—including text, graphics, logos, and software—is the property of [Your Website Name] or its licensors and is protected by copyright and trademark laws. You may not use, reproduce, or distribute our content without prior written permission.

8. Third-Party Links and Content

Our platform may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these external sites.

9. Disclaimers

• We do not guarantee the accuracy, quality, or legality of services listed on the platform.

• We are not responsible for the conduct of users, including service providers and buyers.

• Use of the website is at your own risk. Services are provided “as is” and “as available.”

10. Limitation of Liability

To the maximum extent permitted by law, [Your Website Name] shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:

• Use of or inability to use the website or services

• Transactions or interactions between users

• Unauthorized access to your data

Our total liability will not exceed the amount you paid to us in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless [Your Website Name], its affiliates, officers, and employees from any claims, damages, liabilities, or expenses arising from your use of the platform or violation of these Terms.

12. Termination

We may suspend or terminate your access to the platform at any time and without prior notice if we believe you’ve violated these Terms or engaged in fraudulent or harmful behavior.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Oregon and the United States of America, without regard to conflict of law principles.

14. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with the updated effective date. Your continued use of the platform after changes constitutes your acceptance of the revised Terms.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Email: pandpcareercoach@gmail.com

Phone: 503-567-5774